Effective as of January 14, 2018
Updated on February 5, 2024
By visiting the tribalinstallmentloan.com site (“Site”), you consent to adhere to the terms and conditions (“Terms”) outlined herein. It is imperative to review these Terms with diligence. Should you disagree with any of the stipulated Terms, you are advised to discontinue the use of the Site forthwith.
Loan Matching Service
Our service (“Service”) serves as a conduit, linking potential borrowers with a network of lenders (“Lending Partners”). To avail of this Service, you are required to fill out an online application (“Application”) that solicits personal details such as your name, address, phone number, email, social security number, banking details, and employment history. The collection and handling of this data are governed by our Site’s Privacy Policy, which forms an integral part of these Terms.
Credit Related Decisions
Please note that tribalinstallmentloan.com does not function as a lender, nor does it engage in either the extension of credit or the making of credit decisions. The site does not assure that you will receive a loan offer from a Lending Partner or that any offer presented will encompass specific terms or conditions. Furthermore, the site does not claim that the terms offered by Lending Partners through the Service are the most favorable available in the market.
Upon submission of your Application, your details are shared with Lending Partners. By submitting an Application, you are soliciting loan offers from Lending Partners and consenting to tribalinstallmentloan.com and its Lending Partners contacting you via various means, including but not limited to email, phone, SMS, and direct mail, to facilitate your Application or to inform you about future opportunities.
Lending Partners will assess your Application against their lending criteria in real-time. This assessment may involve credit checks, which can be either a hard inquiry, potentially impacting your credit score, or a soft inquiry, which does not affect your credit score. These checks could be conducted through major credit bureaus or other alternative credit reporting agencies.
Should a Lending Partner find your Application aligns with their criteria, you will be redirected to their website. It is important to understand that, upon redirection, tribalinstallmentloan.com’s role in your loan application process ceases, and any further interactions will be governed by the lender’s privacy policy and terms.
Electronic Consent
By submitting an Application, you consent to receive electronic communications from both tribalinstallmentloan.com and Lending Partners. This consent includes receiving loan-related electronic documents and communications. Agreeing to electronic documents is akin to signing physical documents, and your electronic signature holds the same legal standing as a handwritten signature.
Accuracy of Information
You affirm that all information provided in your Application is accurate and truthful. Failure to provide accurate information may result in denial, suspension, or termination of your access to the Service.
Service Modification and Access
tribalinstallmentloan.com reserves the right to modify or discontinue any aspect of the Service without notice. Access to the Service may also be restricted or terminated if you partake in activities deemed inappropriate or in violation of these Terms by tribalinstallmentloan.com, without prior notice.
Disclaimers and Limitation of Liability
THE SITE AND ALL ASSOCIATED SERVICES ARE PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND. tribalinstallmentloan.com DISCLAIMS ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
tribalinstallmentloan.com, along with its Lending Partners, shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of the Site or Service. The use of the Site and Service is solely at your risk.
Indemnification
You agree to indemnify and hold harmless tribalinstallmentloan.com and its Lending Partners against any liabilities, costs, and damages resulting from your use of the Site, including any breach of these Terms by you.
Third-Party Links
The Site may include links to other websites operated by third parties or Lending Partners. These links are provided for convenience only and do not signify endorsement by tribalinstallmentloan.com of any third-party services or sites.
Dispute Resolution
Any disputes related to your use of the Site or Service will be exclusively resolved through binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. The arbitration will take place in Los Angeles, California, and the resulting judgment may be enforced in any competent court.
By accepting these Terms, you waive your right to a trial by jury and to participate in class actions. All disputes shall be individually arbitrated.
Should arbitration become infeasible, any legal suits will be filed exclusively in the state and federal courts located in Los Angeles, California. Claims must be brought within one year of the cause arising, or they will be permanently barred.
SMS Communications
Opting to provide a mobile number constitutes consent to receive SMS communications from tribalinstallmentloan.com and Lending Partners, which may include loan reminders and promotional offers.
General Provisions
These Terms represent the entire agreement between you and tribalinstallmentloan.com and are governed by California law. If any provision of these Terms is found unenforceable, the remaining provisions will remain in full effect. Failure by tribalinstallmentloan.com to enforce any right or provision does not constitute a waiver of such right or provision. Terms may be updated at any time, with changes effective upon posting on the Site.