Effective from October 1, 2018
Updated on February 5, 2024
This Privacy Policy governs tribalinstallmentloan.com, its affiliated entities, and its web platforms (“Sites”). It outlines our practices concerning the gathering, use, and sharing of information you might provide through this Site and certain associated services. We encourage you to read this Privacy Policy thoroughly before using or submitting any information on this Site.
This Site is not designed for individuals under eighteen (18) years of age or for those residing outside the United States. By utilizing this Site via any device, including computers, mobile phones, tablets, etc. (“Devices”), you consent to the stipulations of this Privacy Policy. If you disagree with this Policy, you are advised to cease using the Site immediately.
We reserve the right to update this Privacy Policy at our discretion. Changes will be posted on our Site, and we encourage regular review of this Privacy Policy to remain informed about how we manage collected information.
Information Collection
Our primary objective is to assist you in securing a loan from lenders within our network of direct loan providers (“participating lenders”).
Personal Data
We collect personal data directly from you, such as when you seek a loan or contact us. This data may include your name, date of birth, phone number, postal and residential addresses, email address, social security number, banking details, financial status, employment details, and driver’s license number, including the state of issue.
Non-Personal Data
During your visit, we might collect non-personal data like your IP address, visit date and time, browser type, operating system, pages viewed during your session, and the domain you came from. We also track your site navigation details, including time spent on the Site, pages visited, return visits, and other site navigation patterns. This data helps us in statistical analysis, research, and other operational purposes.
Cookies and Web Beacons
We utilize “cookie” technology, where a small text file is placed on your computer to recognize you on subsequent visits. Cookies help us enhance your Site experience, monitor usage, manage the Site, and improve our services. You can reject cookies through your browser settings or delete them manually, which might affect your Site experience.
Web beacons, or tiny graphic images, in our emails and on other websites, help us collect information about your visit, such as viewed pages and email interactions. They assist in analyzing visitor behavior and the efficacy of our Site and advertising. We may combine this information with other data we have collected from you.
Information Use
The information we collect may be used to connect you with a participating lender, address your inquiries, review Site operations, resolve issues, ensure Site and business security, monitor compliance with our terms and legal obligations, and contact you with updates, newsletters, and promotional materials from us and third parties.
If you prefer not to receive marketing communications from us, you can opt out by emailing [email protected] or following the unsubscribe instructions in the communications received.
Information Disclosure
We may share your information with participating lenders to fulfill your loan request, our service providers for operational support, consumer reporting agencies, legal processes, or if we believe there has been a terms violation. In case of a company transfer, your information might be part of the assets transferred. With your consent, we may share your information, excluding sensitive financial data, with third-party marketers for promotional purposes.
Credit Implications
Participating lenders may verify your personal information and review your creditworthiness. Note that multiple inquiries into national databases may affect your credit score. By providing your information, you consent to such checks as per third-party policies.
Security Measures
We implement reasonable security measures to protect your personal data. However, no data transmission over the Internet is entirely secure, and we cannot guarantee the absolute security of the information you transmit to us.
Interest-Based Advertising
We collaborate with ad networks that serve personalized ads based on your past visits to our Site and others. You can learn about and opt out of personalized advertising through the Digital Advertising Alliance’s program.
Children’s Privacy
We do not knowingly collect information from children under thirteen (13) years of age.
Third-Party Sites
Our Site may link to third-party sites with their privacy policies. We are not responsible for their content or practices.
Third-Party Analytics
We use third-party analytics to understand customer behavior and tailor our marketing efforts. You can opt out of Google’s personalized advertising by adjusting your Google Ads settings.
California Privacy Rights
California residents may request information about the disclosure of their personal data to third parties for direct marketing purposes under the “Shine the Light” law.
Contacting Us
For any questions or concerns about this Privacy Policy or your information, you can reach us at [email protected].